Create a chill Lo-Fi beat inspired by the 80s and 90s retro aesthetic, evoking nostalgia for rainy days spent playing video games on an old computer. The track should have a slow tempo (70-80 BPM) with soft, jazzy piano chords and warm, analog synth pads reminiscent of retro game soundtracks. Include subtle vinyl crackle and tape hiss for a vintage feel. Layer in ambient rain sounds in the background to mimic a cozy, rainy day. Add mellow, relaxed drum beats with a slight hip-hop groove, like classic 90s boom-bap. Incorporate occasional chiptune-inspired arpeggios to evoke memories of 8-bit or 16-bit gaming. The overall mood should be dreamy, comforting, and introspective, perfect for studying or relaxing, making listeners feel like they’re back in their childhood bedroom, gaming on a rainy afternoon. Ensure the track is royalty-free and suitable for YouTube background music, with a duration of 3-5 minutes.